Medicare management is not an easy task, however, many people taking care of elderly loved ones have to deal with Medicare all the time. Medicare is
availible for people not only in the Cincinnati area but also in Ohio, Indiana, Kentucky and the entire United States. Many people don't
understand the differences between Medicare and Medicaid. Medicaid is a state run program that is based on the needs of an individual. Medicare is a
governament health insurance plan for people over the age of 65 or anyone with disabilites. Medicare helps pay hospital and doctors bills. Medicare is actually
seperated into two parts, Medicare Part A and Part B. Medicare Part A is basically hospital insurance, and it provides coverage for inpatient hospital stays and
home health care. You must, however, pay a deductible and share of the costs for hospital stays over 60 days. Medicare Part B is basically medical insurance. It
pays for doctors, outpatient hospital and laboratory work, medical equipment and supplies, home health care, therapy, etc... Medicare will pay 80% of what
it determines are "reasonable charges". Medicare also has drug benefits for those that need it provided by Medicare Prescription Drug Improvement and Modernization Act 2003.
So who can help with Medicare? Health Care Providers cannot act as legal or financial advisors, however they can encourage planning dicussions between patients
and their families. Elderly Law Attorneys also help older people and families:
- interpret state laws
- plan how thier wishes will be carried out
- understand their financial options
- learn how to preserve financial assets while caring for a loved one
- The National Academy of Elder Law Attorneys and the American Bar Association can help famiies find qualified Elderly Law Attorneys
VistaLynk Solutions can also help you plan. VistaLynk Solutions offers three different programs to help:
